Non-Discrimination and Equal Housing Policy

Vector Home Loans LLC is an Equal Housing Lender. We are committed to providing fair and equal access to credit for all applicants and customers.

Employees, officers, and owners of Vector Home Loans LLC shall not discriminate on the basis of race, color, religion, national origin, sex, age, familial status, marital status, disability, property location, or any other classification prohibited by federal, state, or local law.

Every loan applicant is given an equal opportunity to obtain a mortgage loan. Each applicant’s creditworthiness is evaluated on an individual basis, without reference to presumed characteristics of any protected class, in full compliance with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), and all other applicable fair lending regulations.

Vector Home Loans LLC will continue to update this policy as new definitions and requirements are provided by state and federal authorities. Examples of the guidelines followed include 12 CFR § 390.150 – Guidelines Relating to Nondiscrimination in Lending.

Our goal is to maintain an environment where no instance of discrimination occurs. This policy may not address every potential form of discrimination, as additional areas may arise under future legal interpretations or legislative updates.

If you believe you have been discriminated against, or wish to inquire further about our policy or practices, please contact us at:

Vector Home Loans LLC
Attn: Compliance Department
Email: privacy@vectorhl.com
Website: www.vectorhl.com

You may also contact the following agencies for additional assistance:
- U.S. Department of Housing and Urban Development (HUD)
  Office of Fair Housing and Equal Opportunity
  Website: https://www.hud.gov/fairhousing
  Phone: 1-800-669-9777

- Consumer Financial Protection Bureau (CFPB)
  Website: https://www.consumerfinance.gov
  Phone: 1-855-411-2372