Privacy Policy

This Privacy Policy explains how Vector Home Loans LLC (“Vector,” “we,” “us,” or “our”) collects, uses, and protects your information when you visit our website www.vectorhl.com (the “Site”) or engage with our products and services (collectively, the “Services”).

By accessing or using the Site and Services, you agree to the practices described in this Policy. We reserve the right to modify or update this Policy at any time, and your continued use of the Site constitutes your acceptance of those changes. Please review this Policy periodically for updates.

1. Information We Collect

We collect both personal and non-personal information to provide and improve our Services.

a. Information Collected at Registration
When you register or submit an inquiry, we may collect personal information such as your name, email address, phone number, and other details relevant to your mortgage or loan inquiry.

b. Information Collected Through Site Use
We may automatically collect certain technical information, including your IP address, browser type, operating system, Internet service provider (ISP), referring and exit pages, and clickstream data. We and our marketing partners may use cookies, web beacons, and similar technologies to improve your experience.

2. How We Use Your Information

We use collected information to process loan and mortgage applications, communicate with you, provide support, send marketing communications, and comply with applicable laws. You may revoke consent to marketing at any time by following the Opt-Out procedures in Section 4.

3. Access to Your Account

If your personal information changes or you wish to update or delete your account, contact privacy@vectorhl.com. We will make reasonable efforts to update or remove your information as requested.

4. Opt Out

By submitting your information, you consent to receive marketing communications from Vector. To stop receiving these communications, email privacy@vectorhl.com with “Opt Out” in the subject line.

5. Data Retention

We retain your personal information as long as necessary to fulfill the purposes described in this Policy or as required by law. Once no longer needed, your information is securely deleted or anonymized.

6. Security

We take commercially reasonable steps to protect your information from unauthorized access, loss, or misuse. Sensitive data transmitted to our Site is protected through SSL encryption.

7. Your California Privacy Rights

Under California’s “Shine the Light” law, California residents are entitled to request either: (1) a list of categories of personal information shared with third parties; or (2) a mechanism to opt out of such sharing. We have chosen the opt-out option. To opt out of sharing your information with third parties, follow the instructions in Section 4 or contact privacy@vectorhl.com.

By accessing or using this website (“Site”), you agree to be bound by these Terms of Use. If you do not agree, do not use the Site or download any materials from it.

You may use materials on this Site only for personal, non-commercial purposes. Use of this Site for unlawful or prohibited purposes is strictly forbidden.

The content of www.vectorhl.com is owned and copyrighted by Vector Home Loans LLC and protected by U.S. and international copyright laws. All rights reserved. No reproduction, distribution, or transmission of any materials from this Site is permitted without written authorization from Vector Home Loans LLC.

Consent to Contact

By using this Site, you agree that a business relationship has been established between you and Vector Home Loans LLC. You consent to receive communications from us by phone, email, and/or standard mail using the information you provide, even if your phone number is on any Do-Not-Call registry.

Liability Disclaimer

Vector Home Loans LLC strives to ensure that the information on this Site is accurate, but errors or omissions may occur. The Site and all content are provided “as is.” We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, and noninfringement.

Vector Home Loans LLC
Email: privacy@vectorhl.com
Website: www.vectorhl.com
Phone: (877) 305-3969